I record my ANNUAL and MONTHLY amounts for each category for all INCOME and all OUTGOINGS in a spreadsheet at the beginning of the year. Now that you know how much you spend on each category every month, I suggest that you record the numbers in a spreadsheet or in a notebook if you prefer. Here are some examples of money coming in:ĪNY money that comes into your house for any reason should be included. Go through your statements with a fine tooth comb and figure out exactly where your money goes each month. Phone, internet and entertainment services Here are some examples of money going out: You can work that out on paper by listing all the things you spend money on. To prepare to budget you need to know two basic things what money is coming in and what money is going out. Now it is time to prepare you numbers for you fill out a budget planner. That is all of your income details and evidence of where you spend it all, including all discretionary expenditure. You will need access to all of your ‘money’ information. Receipts for regular purchases like groceries and eating out. Your bank statements ( recommended 6 months)
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#Budget calendar pdf how to
This was How To Fill Out A Budget Planner: The Beginners Guide.ġ.
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